10 years of total work experience, postgraduate in Finance and currently working with OakNorth as a Associate Vice President. The work entails Credit Assessment of loans for UK based clients. Industry analysis, risk assessment and making cash flow forecasts is part of the appraisal process. Have previously also worked in Project Finance department of various institutions such as (L&T Financial Services and Yes Bank) & in CRISIL and have good front-end experience from such assignments.