I have exposure both in Public & Private Sector banks and handled in different domains and in different capacities starting as Probationary officer in 1973 and quit banking as Global Financial & Correspondent Banking I was Management Consultant in the areas of Finance , marketing , risk & compliance areas and headed as CEO & Adviser for an Exchange Company in Dubai .I had exposure in teaching management subjects in a leading Mumbai based Management Institute as visiting faculty and assisted Indian Institute of Banking & Finance , for their flagship program CAIIB in the areas of Treasury Management , Bank Financial Management & Financial Management .