I have into the SME & Consumer Finance domain on the Credit Risk side all my career having worked with leading Banks and NBFCs like Citibank NA and Capital First. For the past 5 years, I have been part of the Core Senior team heading Risk for very successful Fintech Startups like Capital Float, MoneyTap and now Flexiloans. I am happy to talk about Credit & Risk Management as a topic or The Fintech Disruption in the leaning space.